Service Charges & Fees
Updated as of August 19, 2026
Advances
Application Fee
Up to $3M: $3,000
Over $3M to $8M: $5,000
Over $8M to $10M: $6,000
Over $10M to $15M: $7,000
Over $15M to $25M: $8,000
Over $25M: $10,000
Statement of Interest Paid for Audit & Tax Purposes
$3,000 same year
$4,000 previous year
Same day request: fee + $1,000
Minimum Interest on Overdrawn Account
Corporate Chequing Account: $2,500
Personal Chequing Account: $2,000
Letter of Introduction to Embassies
$6,000
Letters / Credit Report to Local Companies / Entities
$5,000
Letters / Credit Report to Overseas Banks / Institutions
$7,000
Overdraft Facilities (New / Extension / Renewal)
Retail: $10,000 – $25,000
Commercial: $25,000 – $200,000
Notification Letters for Arrears
$2,000
Urgent / Temporary Facilities & Excess on an Approved Facility
$10,000 – $25,000
Payment of Insurance Premium
$3,000 + Draft Charge
Field Call Charges
$2,000 – $3,000 per visit
Uncollected Securities (Not Uplifted After 3 Months)
$5,000 semi-annually
Chequing Accounts
Cheque Books
$57 per cheque leaf
Urgent Orders: $57 per cheque leaf + $2,000
Encashment of Bank of Guyana Cheques
$1,000
Maintenance Fee
$100 per month
Cash Deposit of Unsorted Notes
$1,000 per bundle
Stop Payment Instructions
$2,000 per cheque leaf
Savings Accounts
Overactive Accounts
$100 per withdrawal in excess of 5 per month. (No charges for ATMs and POS)
Passbook (New & Additional)
Not Applicable if Account Holder is a Senior Citizen
$1,000
Withdrawal Over the Counter on Statement Savings Account
$300 per withdrawal below the ATM daily limit.
Foreign Trade
CFC Maintenance Fee
USD, EUR, GBP & CAD 5.00 per month
Cost of Drafts
G$2,000
Commission on Foreign Cheques (Bank of New York)
1% – Minimum G$200 / Maximum G$2,000
Inward Transfers to GYD Account
1% – Minimum G$400 / Maximum G$2,500
Inward Transfers to USD Account
US$12
Foreign Currency Sold
G$300
Transfer Between Accounts (USD)
US$15
Foreign Currency Standing Orders
USD, EUR, GBP & CAD – 2.00
Dormant / Unclaimed Charge
US$5 per month
Power of Attorney Authorization
G$15,000 per withdrawal (request should not exceed G$500,000) + the cost of authenticating the POA. G$5,000 per transaction within the same period of authentication.
Third Party Withdrawal
G$2,000 + G$300 for Debit Advice
Night Deposit Services
Cost Per Disposable Deposit Bag
$200 + VAT
Use of Night Deposit Service
No Charge
Night Deposit Discrepancy Charge
$500
Deposit Through Night Bags
$150 per deposit
Safety Deposit Boxes
Box Size: 10x10x24
$50,000 + VAT
Forcing Box & Replacing Lock
$5,000 + Technician's Fee
Cash Handling
Cash Handling Charge
A cash handling charge of 0.2% to 3.0% may be applied on all cash deposits exceeding G$5 million per month.
Bulk Cash Service
Up to $1M: $3,000
Over $1M to $5M: $5,000
Over $5M to $10M: $7,000
Over $10M: $10,000
Where a deposit or withdrawal results in the need for cash shipment, cost is borne by the account holder.
Bills for Collection
Courier Charges
$1,000 + Fees
Other Charges
Standing Orders
$200 per instruction (cancellation after 3 months for NSF reversals + a charge of $1,000)
Manager's Cheques
$2,000 (0.75% if paid in cash for amounts of $500,000 and over)
Registered Mail
Cost determined by GPO
Retrieval of Voucher from Archives
Current year – $500 per item
Any other period – $1,000 per item
Breaking of Term Deposit Before Maturity
No interest paid if terminated prematurely
No interest and a fee of $2,000 if TD is cancelled before the first roll.
Replacement of Lost Certificate of Deposit
$1,500
Encashment of Other Branch Cheques
0.15% (Maximum – $2,000)
ATM Deposit Discrepancy
$500
Utility Bills
$50 per item (online) [payable by utility company]
$75 per item (OTC) [payable by utility company]
Processing of Probate and Administration Fee
$5,000 per validation
Duplicate Statement
$500 per page
ATM Withdrawal
$50
Returned Cheques
Return by us – $1,500
Return to us – $1,000
Payroll Service / Processing
$200 per item payable by employer
$100 – EFT Outgoing
$50 – EFT Incoming
Online transfers between DBL accounts – $50
Certificate of Balance
Standard Cost: $3,000
Same day – $4,000
Contact Us
For more information, please contact our customer support team:
Phone: +592 624-0828 / +592 728-0828
Email: support@demerarabank.com
Website: https://demerarabank.com/get-in-touch/