Investment Accounts
Secure your savings and receive guaranteed returns with our Investment Accounts, offering multiple time periods to fit your needs. Watch your savings grow.
Term Deposit Account
Account Details
Interest Rate
- 3 months – 1.00% p.a.
- 6 months – 1.10% p.a.
- 12 months – 1.25% p.a.
Minimum Deposit
- $100,000
Account Requirements
- One valid form of identification (ID): E-Identification, National Identification Card, Passport or Driver’s Licence
- Taxpayer’s Identification Number (TIN). Certificate not required
- Recent Proof of Address (Only if applicable)
- Recent Proof of Income (Only if applicable)
Key Features
- Competitive Interest Rates: Earn attractive interest rates on your deposited funds.
- E-Banking Access: Conveniently view your account activity online via our E-Banking platform designed with added convenient features to enhance your banking experience. Click here: https://retail.demerarabank.com/
- Fixed Investment Period: Choose a fixed term for your deposit, providing a guaranteed stability and predictability in returns.
- Flexible Term Options: Select a term duration that aligns with your financial goals and liquidity needs, ranging from short-term to long-term options.
- Automatic Renewal: Enjoy the convenience of automatic renewal at maturity, allowing you to continue earning interest without the hassle of manual renewal.
- Joint Account Capability: This account can be opened as a joint account, allowing multiple individuals to access and oversee the account, making it ideal for partners or families.
- Diversification of Savings: Diversify your savings portfolio by allocating a portion of your funds to term deposits, balancing risk and return.
- Customer Support: Connect with our experienced customer support representatives on 592 624-0828, +592 728-0828 or via email on support@demerarabank.com for assistance with general account-related questions or concerns
Money Market Account
Account Details
Interest Rate
Money Market (Monthly) – 0.50% p.a.
Money Market (Premium) – 0.75% p.a.
Minimum Deposit
- $1,000,000
Notice must be given seven days prior to withdrawals being done.
Account Requirements
- One valid form of identification (ID): E-Identification, National Identification Card, Passport or Driver’s Licence
- Taxpayer’s Identification Number (TIN). Certificate not required
- Recent Proof of Address (Only if applicable)
- Recent Proof of Income (Only if applicable)
Key Features
- Interest-bearing: Money market accounts offer competitive interest rates, allowing account holders to earn interest on their deposits.
- Safety: Money market accounts are considered low-risk investments
- E-Banking Access: Conveniently view your account activity online via our E-Banking platform designed with added convenient features to enhance your banking experience. Click here: https://retail.demerarabank.com/
- Joint Account Capability: This account can be opened as a joint account, allowing multiple individuals to access and oversee the account, making it ideal for partners or families.
- Customer Support: Connect with our experienced customer support representatives on 592 624-0828, +592 728-0828 or via email on support@demerarabank.com for assistance with general account-related questions or concerns.